Terms & Conditions
​TERMS & CONDITIONS
Nube Life Group LLC
Last Modified: 02/17/2026
Welcome to Nube Life Group LLC (“Company,” “we,” “us,” or “our”). By accessing our website or using our services, you agree to the following Terms & Conditions.
If you do not agree with these terms, please do not use our website or services.
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1. SERVICES PROVIDED
Nube Life Group LLC is an independent insurance agency that provides information, quotes, and assistance with life, health, and related financial protection products.
We are not an insurance carrier. Policies are issued by licensed insurance carriers.
Nothing on this website constitutes financial, tax, or legal advice.
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2. NO GUARANTEE OF COVERAGE
Submitting information through our website does not guarantee:
• Approval for insurance coverage
• Specific rates
• Policy issuance
All applications are subject to underwriting and carrier approval.
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3. USER RESPONSIBILITIES
By using our website, you agree:
• To provide accurate and truthful information
• Not to submit false or misleading information
• Not to misuse or attempt to disrupt our website
• Not to use automated systems to access the site without permission
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4. SMS TERMS OF SERVICE
By providing your mobile phone number and opting in via our website form, you consent to receive SMS messages from Nube Life Group LLC regarding:
• Appointment confirmations
• Policy updates
• Application and underwriting status
• Insurance-related service notifications
• Follow-up communications
Message frequency varies.
Message and data rates may apply.
Mobile Carriers are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission by your mobile carrier and is not guaranteed.
Reply STOP to opt out.
Reply HELP for assistance.
Consent to receive SMS messages is not a condition of purchase.
We do not share, sell, rent, or trade mobile phone numbers or SMS consent data with third parties for marketing or promotional purposes.
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5. COMMUNICATION CONSENT
By submitting your information, you consent to be contacted by:
• Phone
• SMS (if opted in)
Communications may include informational and service-related messages.
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6. INTELLECTUAL PROPERTY
All content on this website, including logos, text, graphics, and branding, is the property of Nube Life Group LLC and may not be copied or used without written permission.
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7. THIRD-PARTY LINKS
Our website may contain links to third-party websites.
We are not responsible for the content or privacy practices of those sites.
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8. LIMITATION OF LIABILITY
To the fullest extent permitted by law, Nube Life Group LLC shall not be liable for:
• Indirect or consequential damages
• Errors or omissions in website content
• Temporary website outages
• Carrier underwriting decisions
Your use of the website is at your own risk.
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9. INDEMNIFICATION
You agree to indemnify and hold harmless Nube Life Group LLC from any claims, damages, or expenses arising from your misuse of the website or violation of these Terms.
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10. GOVERNING LAW
These Terms & Conditions shall be governed by the laws of the state in which Nube Life Group LLC operates, without regard to conflict of law principles.
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11. MODIFICATIONS
We reserve the right to update or modify these Terms at any time.
Changes will be effective upon posting.
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12. AGE REQUIREMENT
You must be at least 18 years of age to use our services or opt in to receive SMS communications. By using our website or submitting your information, you represent that you are at least 18 years old.
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13. ​CONTACT INFORMATION
Nube Life Group LLC
Effective Date: 02/17/2026
Website: nubelifegroup.com
Email: info@nubelifegroup.com
Phone: 704-315-0431
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